Statistics indicate that roughly 13% of drivers do not have their cars insured, which is illegal and can incur heavy fines and jail time. If you are responsible for causing an accident that injures others and damages property, you will likely spend tens of thousands of dollars out of your pocket.
The financial fallout of a car accident can be devastating, and the legal ramifications are severe in all states. So, it’s best to have car insurance. San Angelo drivers can protect themselves financially with the right coverage. Let’s explore why driving without car insurance is not a good idea.
What Are the Ramifications of Driving Without Insurance?
Driving without car insurance is illegal and can land you in financial trouble. Let’s explore some ramifications of driving without insurance.
All states in America have strict policies on driving without car insurance. If you are caught doing so, you will face legal problems and be fined a significant amount, depending on your particular state. For example, you can expect to pay anywhere between $100 to $1,500. This is one of the reasons for avoiding driving without insurance since it can be costly.
2. License Suspension
Depending on your state, you will likely get a driver’s license suspension if caught driving without car insurance. Some areas are less harsh than others and may only suspend your license until you get your car insured. However, other states may take your license away for a year, especially if you cause an accident.
3. Suspended Vehicle Registration
In some states, you can lose your vehicle registration if you drive without insurance. The state will not register your vehicle under your name until you prove your car is insured.
4. Vehicle Impoundment
You may expect your vehicle to be impounded in the state of California if you are discovered driving without car insurance. This situation can be very inconvenient. This rule is effective in discouraging drivers from avoiding getting car insurance.
5. Jail Time
Perhaps the harshest rule of driving without car insurance is jail time. Although it’s unlikely for most states to punish first-time offenders this harshly, some states have stricter laws that can land you in jail if you’re not careful. Michigan laws state that you can end up in jail for a year if you or someone else is caught driving your uninsured car.
6. Miscellaneous Fees
You will likely be charged a substantial fee in several scenarios, such as when your license is suspended and your car registration is canceled. To avoid this, you should carefully think about your decisions and not try to outsmart the law.
Pronto Insurance offers some of the best automobile insurance policies, making them worth checking out if you’re thinking of insuring your newly bought vehicle. Contact them today to learn about their complete services in San Angelo, TX. Their staff is incredibly accommodating, and their competitive car insurance prices will settle your decision regarding the best car insurance package.