You won’t deny your car an oil change or tank filled with premium unleaded petrol in place of the regular one if you’re aware that it’d do that extra bit of good, would you?

 

Of course, not because your car deserves the best!

This is why you should also buy car insurance.

 

Most people think of car insurance as a pain in the neck that they must carry for the safety of their vehicle.

 

But did you know there are some excellent benefits to it?

 

Car insurance policies protect from financial loss in the event of damage to your vehicle and theft.

 

Keep reading to find little-known benefits of car insurance:

 

Car insurance covers repairs after a crash

 

This might seem like the most obvious and expected use for car insurance, but it’s worth mentioning. Since auto accidents cost an average of $473.2 billion according to the National Safety Council, having the protection of car insurance is a huge asset in case you ever need it.

 

Theft protection

 

According to a report by the FBI, 721,885 vehicles were stolen in the U.S in 2019. No one wants to lose their car to theft, but with this coverage, you’ll have some financial help if your car gets stolen and is never found or recovered destroyed.

 

Most companies also offer theft-protection devices like steering-wheel locking bars, alarm systems, ignition cutoffs, and passive-arm systems. These can help lower your premium because they reduce the risk of theft.

 

Personal possessions protection

 

If anything inside your vehicle gets stolen or damaged in a covered incident — whether you’re in or away from your vehicle — personal possessions protection will help get those things back (or replaced) minus your deductible. However, there’s only partial coverage if you have a loan or lease on your car — only the amount your lender owes (minus what you owe) will be covered.

 

Medical payments coverage

 

If you’ve been injured in an accident and need medical attention, this coverage will help pay for these costs even if the accident is found to be partially or fully your fault. This can be especially helpful if there are medical bills to pay for you or an injured passenger in your vehicle after the accident, regardless of who was at fault.

 

Medical payments coverage may also help with funeral expenses if someone dies as a result of an accident involving your vehicle.

 

 

 

Rental reimbursement coverage

 

If you have an accident or some type of mechanical breakdown, you can use this coverage to help pay for a rental car while your vehicle is being repaired. Otherwise, if you’re forced to go without wheels while your ride is in the shop, you’ll need to make other arrangements or shell out for a rental yourself.

 

While most people only think about the costs of car insurance, there are indeed some benefits to adding auto coverage that you can now get from Pronto Insurance.

 

Head on to our website and get a free car insurance quote today!