1. Don’t Restrict Yourself to One Option

 

Since there are no fixed-priced insurance policies, insurance packages differ in price from one company to another. It’s also based on what the company offers and various other factors. If the company offers only collision insurance or liability insurance, the premium might be lower compared to a company that offers both in a single package.

 

Compare plans of different insurance companies before you make a decision to get a clear idea of what you want and what you can afford. You can browse insurance listings on company websites or take the conventional route and consult insurance agents to find you the best insurance packages.

 

2. Go for Higher Deductibles

 

A deductible is the sum of money you pay every month before your insurance policy comes into effect. Choosing to have higher deductibles can help lower insurance premiums. However, you must also be able to afford the deductibles, because if not paid on time, your insurance policy will be revoked or coverage will be delayed.

3. Buy an Older/Cheaper Car

 

Insurance packages for new car models are always higher compared to older cars. This is because it depends on a car’s factory price, condition, and current value. Always buy a car that you can easily afford along with insurance.

 

For example, buying a Honda Civic 2020 model will cost you higher insurance premiums compared to buying the same car’s 2016 model. The performance you’ll get out of the car will be pretty much similar, but you’ll save money both on the car and its insurance premium.

 

 

If you’re in search of a reliable insurance company in San Angelo, Pronto Insurance is your best bet.

 

We have been serving the residents of San Angelo for over 10 years now and offer some of the best automobile insurance packages with low premiums. Moreover, we also provide motorcycle insurance, health insurance, homeowner’s insurance, and more. Get in touch with us now for more information.